I believe that when you reach the age of 60 yrs in your working life, that the taxes you would normally pay on your salary should be directed into your, tax free, Superannuation, until you choose to retire.

All your working life you have paid your taxes towards the future of your Country, and by age 60 you should be able to then divert your tax amount directly into your Super Fund, so that when you retire you have more to support yourself and be less concerned of depending on the Government to provide you with a Pension.

This makes common sense, and is an automatic top-up for those who have low Super Funds. Retirees would live a better life style, giving them more opportunities to be able to pay their bills, provide enough food and have, at best, the opportunity for travel in retirement.

Although the Government may scream we want your taxes, the end result of paying less pensions, and the older generation living a better quality of life, would surely have to show it's a better idea.