Relying on free travel insurance through credit cards
Have always had my doubts about how effective this would be...free insurance through credit cards and now I know.
We have had in the last few days the story of a little girl who was found at the bottom of pool in Bali.
Parents thought they were covered but found out to their cost that due to a "technicality" they were not. No idea what that means. I would suggest the insurance company found a loophole as they usually try to do.
However, the general public came to the rescue and stumped up over $85,000 which enable the parents to get a special care flight aircraft to bring their little girl to Perth for treatement. She is still in a coma to the best of my knowledge.
Honestly, I do not know why people do not take more care in ensuring they are adequately covered when going overseas. Relying on the general public through GO FUND ME etc is not the answer.
The little girl Kaya is still in a coma, and as of yesterday all tests show that she
has not responses and is brain dead, and the parents sadly are know making the
agonising decision to turn off her liefe support. Perhaps IF they had had better
medical help in Bali or the Insurance had not knocked them back and she could have
got back to Perth sooner who knows if the outcome would have been more favourable....?
I would only ever take out reputable insurance that I know has worked well before.